Bonus material

TAKE THIS TOYOUR LAWYER.

Eight questions that turn a thirty-minute appointment into a useful one.

This is not legal advice, and I am not a lawyer. It is a list of questions to take to one — because the difference between a useful thirty-minute appointment and a wasted one is almost entirely whether you walked in knowing what to ask.

Waivers and consent forms are governed locally. What holds up in British Columbia may not in Ontario, and almost certainly differs in Texas. Nobody can write you a document that works everywhere, which is why IntakeKit gives you sensible plain-English wording and then tells you to get it checked. This page is how you get that check done properly and cheaply.

Before the appointment

Turn up with three things

Most of a first appointment gets spent on context. Bring it with you and you buy back twenty minutes.

One
A printed copy of your actual forms, filled in with your real terms — not a blank template. Print the whole blank pack from your tool so they can see exactly what a client signs.
Two
Your insurance policy, or at least the certificate. Several of the questions below have an answer that depends on what your insurer requires, and a lawyer cannot guess at that.
Three
A one-line description of how it is signed: on a tablet, by the client typing their full name, timestamped and stored as a printed record. That mechanism is the thing they will have the most questions about.

The eight questions

01
Are waivers enforceable here at all — and for what?

The foundational question, and the answer is not the same everywhere. Some jurisdictions enforce them fairly readily, some restrict them heavily, and some treat parts of them as void on principle.

Ask them
“In this province or state, is a signed waiver of liability enforceable against a client in a personal training context? What kinds of claim can it actually cover, and what can it never cover?”
Why it matters

If the honest answer is “not much,” that changes your whole risk picture — and it means your insurance is doing the work you thought the waiver was doing.

02
Where is the line on negligence?

Almost nowhere lets you waive liability for gross negligence or deliberate harm. Ordinary negligence is the grey area, and the grey is where the argument happens.

Ask them
“What kinds of negligence can this waiver protect me from, and which can it not? Is there wording that would strengthen it — or wording currently in it that a court would strike out?”
Why it matters

A clause a court refuses to enforce is bad enough. A clause that makes a court sceptical about the rest of the document is worse.

03
Can a parent waive a child’s right to sue?

Frequently no — and this surprises people. In many places a parent can consent to participation but cannot sign away a minor’s own future right to bring a claim.

Ask them
“If a parent signs on behalf of a sixteen-year-old, what does that actually achieve here? Is there anything additional I should be doing before I train minors at all?”
Why it matters

If you train under-18s, this is the question with the widest gap between what trainers assume and what is true.

04
Does a typed name count as a signature?

Electronic signature law generally recognises typed names, but recognition and evidential weight are two different things — and how you capture and store it affects the second one.

Ask them
“My clients sign by typing their full name on a tablet, which produces a timestamped printed record. Does that satisfy electronic signature requirements here? What would make it more defensible — and should I be keeping anything else alongside it?”
Why it matters

This is the single most useful thing to have an opinion on, because it determines how you should be describing the signature to clients — and how much weight you can put on it.

05
Which privacy law covers what I collect?

You are collecting health information about members of the public. Somewhere there is a statute covering how you handle it, and which one depends entirely on where you are.

Ask them
“What privacy legislation applies to the health information I collect? What obligations does it create around storage, retention, access requests and disposal — and does it change anything that nothing is stored on a server?”
Why it matters

Privacy obligations tend to be the ones nobody thinks about until a client asks to see everything you hold on them, at which point the deadline is already running.

06
Does it have to look a certain way?

Some jurisdictions require exclusion clauses to be conspicuous — bold, separately acknowledged, or specifically drawn to the signer’s attention — or they are unenforceable regardless of content.

Ask them
“Are there presentation requirements here? Does anything need to be bolder, separated out, or separately initialled rather than covered by one signature at the end?”
Why it matters

A perfectly worded clause buried in a wall of grey text is a clause a court can decide was never fairly brought to the client’s attention.

07
What does my insurer actually require?

Your policy may specify wording, retention periods, or screening you must document. Failing to meet it can affect coverage at the exact moment you need it.

Ask them
“Here is my policy. Does it require anything specific in my client paperwork? Is there anything in these forms that could give my insurer grounds to decline a claim?”
Why it matters

A waiver protects you from the client. Insurance protects you from everything else. Discovering they contradict each other during a claim is the worst possible time.

08
Does the governing-law line hold up?

A clause naming which jurisdiction’s law applies is standard — and less bulletproof than it looks, particularly if you train clients who live elsewhere or coach online.

Ask them
“I have a governing-law clause naming my province or state. Does that hold if a client lives somewhere else, or if I coach them remotely? Should I be doing anything differently for out-of-area clients?”
Why it matters

Online coaching and cross-border clients are where this stops being boilerplate and starts mattering.

After the appointment

Do these four things the same week

Advice you paid for and did not act on is just an expensive conversation.

Update your terms

Go back into setup, change the wording, generate a new link, and re-add it to your tablet. Delete the old icon. Records already signed are unaffected — they were signed against the terms as they stood that day, which is exactly how it should work.

Write down what you were told

Date it and keep it with your policy documents. In three years you will not remember which decisions were advised and which you invented, and that distinction matters if it is ever questioned.

Fix how you describe it

If you have been calling it a legally binding waiver and your lawyer says it is a signed acknowledgement, change your language everywhere — on your site, in your emails, and in the room.

Diary a review

Two years, or sooner if you start training minors, coaching online, taking on a second trainer, or moving. Each of those changes at least one answer above.

What this costs

Worth being blunt about, because “see a lawyer” is advice people ignore on price.

A document review with a small-business lawyer is typically one to two hours of their time. Bring the eight questions above and it stays at the lower end, because you are asking for specific answers rather than a general opinion.

Set against a single incident involving somebody who told you about a heart condition on a form nobody could later find, it is not a close call. This is the cheapest insurance you will buy this year, and it is the only one that also makes you better at your job.

Once more, because it matters. This page is a list of questions, not answers. Nothing here is legal advice, none of it is specific to your situation, and none of it substitutes for a qualified lawyer where you actually practise. If anything on this page conflicts with what your lawyer tells you, your lawyer is right.